ANNUITIES Annuities are sometimes described as the opposite of life insurance because annuities can help you protect against the possibility of living too long and outliving your resources. An annuity is a contract under which an insurance company promises to make a series of payments to a person in exchange for a single premium or a series of premiums. You can also use a deferred annuity to help you accumulate money for future use. Bartlett Insurance Group offers a number of different Annuities, please contact an agent to get more information.